National General’s Short Term Medical insurance gives you a plan to face  unpredictable life moments with the financial protection you need. Choose from a variety of deductible and coinsurance options designed to help you find the plan that fits your budget.

  • Find the right doctor through the large, national Aetna
  • Open Choice PPO Network
  • Get coverage as soon as the next day

Accident Plan Information         Get a Quote and Apply Today              Submit A Claim

IHC Metal Gap Accident plans are available with Lori Fennessey at LF Insurance Group in Vail, CO.ihc-logo-cropped

Advantages of IHC’s Metal Gap Accident/CI plan include the first accident plan designed to cover the Deductible/OOP gaps of the Obamacare plans, $7500 critical illness coverage is also included in all plans at no additional charge, benefits are paid directly to the client, very few limitations and exclusions, and rates are lower than almost any other accident expense plan with these kinds of benefits.


Accidents happen when you least expect them. Even with health insurance, the extra expenses from an accidental injury can really add up. Lost wages from missing work, high health insurance deductibles and unpaid bills all affect your lifestyle, home and family. And because 57% of Americans have less than $1,000 In their savings accounts, many don’t have financial help during times like these.